The following are a brief description of most common benefits available during 2012/13. The list is NOT an authorative statement of law and is intended as a guide only. Note that the Social Security System is complex and liable to alteration / change on a regular basis. This is particularly so during the current period of welfare reform.
Over the next few years we expect to see “Universal Credit” replace most of Income Support, Child / Working Tax Credits, Housing Benefit, income-based (not contribution-based) Jobseekers / Employment & Support Allowances and some of the Social Fund.
Disability Living Allowance, for most people, will start to be replaced with “Personal Independence Payment” from 2013 onwards. Employment and Support Allowance (paid on the basis of having paid sufficient National Insurance Contributions) is now time – limited to a maximum of 12 months for most claimants.
NB:
1. Rates below may differ for certain client groups, eg people from abroad, people resident in care homes and hospital, etc. Seek further advice if this applies to you.
2. Although the relevant Form is listed that has to be completed to make a benefit claim, the Department for Work & Pensions prefer people to make a claim over the telephone. There is nothing in the rules, however, to stop anyone making a paper claim at a Department for Work & Pensions office. Further, claims can increasingly be made online for most benefits.
Please link on the appropriate letter as above and a list of all benefits beginning with that letter will appear. Please note - where a letter is not underlined this indicates that no benefits are listed for that letter at this time.
A
| Attendance Allowance |
| What is it? |
Social Security Benefit paid to people aged 65+ who have care needs. |
| How much is it? |
£51.85 (lower)
£77.45 (higher) |
| Claiming |
Form AA1 |
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B
| Bereavement Benefits |
| What is it? |
Social Security Benefits paid to the bereaved replaced Widows Benefit from 2001 onwards. |
| How much is it? |
Bereavement Payment: £2,000
Widowed Parents Allowance: £105.95 (basic)
Bereavement Allowance: £105.95 (full rate) |
| Claiming |
Form BB1 / Tel : 0845 6088601 |
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C
| Carers Allowance (formerly know as Invalid Care Allowance) |
| What is it? |
Benefit for carers who look after someone in receipt of Attendance Allowance or Disability Living Allowance Middle or Higher rate care component. |
| How much is it? |
£58.45 |
| Claiming |
DS700 / Tel : 0845 6084321 |
| Note: Claiming this benefit can sometimes affect the payments of the person you care for. Take advice before claiming. Also, a claim for this benefit can entitle people to, or increase their payment of, Income Support, Pension Credit, Housing/Council Tax Benefits. |
| Child Benefit |
| What is it? |
Payment for people with care of child(ren). |
| How much is it? |
£20.30 first child
£13.40 other children |
| Claiming |
Tel : 0845 3021444 |
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| Child Tax Credit |
| What is it? |
Payment for families with children. Administered by Her Majesty's Revenue & Customs (HMRC) and replaces previous payments for children made with Income Support, Jobseekers Allowance, Working Families and Disabled Persons Tax Credits. |
| How much is it? |
Amounts vary. Payments are described annually:
£2,690 = child element
£2,950 = disabled child element
£1,190 = severely disabled child element
£545 = family element
£545 = family element (baby addition) |
| Claiming |
Tel : 0845 3003900 |
| Cold Weather Payments |
| What is it? |
Payment made to certain people when a defined period of 'cold weather' occurs. |
| How much is it? |
£25.00 per week |
| Claiming |
Department for Work & Pensions should automatically pay it. See Department for Work & Pensions website or contact Wrexham County Borough Council Welfare Rights Unit on 01978 298255. |
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| Council Tax Benefit |
| What is it? |
See Housing Benefit and Council Tax Benefit. Benefit paid to people liable to pay Council Tax and have a low income. |
| How much is it? |
depends - there is a means-tested 'sliding scale' calculation. Those in receipt of Income Support and income-based Jobseekers Allowance or Employment & Support Allowance or guarantee element of Pension Credit will usually receive full Council Tax Benefit. |
| Claiming |
Contact Wrexham Council Finance Department on 01978 292032 or, if claiming Income Support etc complete HCTB1 form in the claim pack. |
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D
| Disability Living Allowance (DLA) |
| What is it? |
Non means-tested benefit for people with a disability, aged under 65 with mobility and/or care needs. |
| How much is it? |
Mobility
Low rate: £20.55
High rate: £54.05
Care
Low rate: £20.55
Middle rate: £51.58
High rate: £77.45 |
| Claiming |
DLA1 |
| Note: If you think you may qualify for this benefit, submit a claim. A successful claim will NOT affect any other income adversely. If already in receipt of some part of DLA and you believe you may be entitled to a higher amount DO NOT submit a further claim without first taking advice from the Welfare Rights Unit on 01978 298255. This benefit will be replaced by a new one (PIP) in the next year or two. |
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E
| Employment and Support Allowance |
| What is it? |
Paid to those deemed to have limited capability for work. Similar to Jobseekers Allowance, ESA has two components: a contributory and an income-related element. Similar to the benefit it replaces (Incapacity Benefit), claimants will be medically assessed to determine what work-related activity/tasks they may or may not be capable of. This will result in a points ‘score’ which the claimant needs to reach in order to receive payment. |
| How much is it? |
Assessment Phase payment (age over 25) £71.00
Work-related activity component £28.15
Support component £34.05 |
| Claiming |
ESA pack from DWP. Tel : 0800 0556688 |
| Note: Unless claimant is in the ‘support’ group then the contributory part of this benefit only paid for a maximum of 12 months. |
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F
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G
| Guardians Allowance |
| What is it? |
Benefit paid to people looking after children in place of parent(s). |
| How much is it? |
£15.55 per qualifying child |
| Claiming |
Tel : 0845 3021444 |
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H
| Health Benefits |
Health care is generally provided free by the NHS. There are, however, fixed charges for some items and services (dental treatment, sight tests, glasses, etc). Some exemptions apply to those in receipt of certain benefits and in certain situations, eg residents of care homes, asylum seekers, hospital in-patients. Prescriptions are generally free in Wales but only in limited cases in England. |
| Housing Benefit |
| What is it? |
See Housing Benefit. Benefit paid to people liable to pay rent (NOT a mortgage) and have a low income. |
| How much is it? |
depends - there is a means-tested 'sliding scale' calculation. Those in receipt of Income Support and income-based Jobseekers Allowance or guarantee element of Pension Credit will usually receive full Housing Benefit. See New or Potential Claimants information. |
| Claiming |
Contact Wrexham Council Housing Benefit Department on 01978 292032 or, if claiming Income Support, etc, complete HTCB1 form in the claim pack. |
| Note: from April 2008, if renting from a private landlord, benefit will be known as Local Housing Allowance. Housing payments will be paid as part of the new ‘Universal Credit’ from 2013. |
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I
| Incapacity Benefit (formerly known as Invalidity Benefit and Sickness Benefit) |
| What is it? |
Benefit paid to people who are incapable of work and satisfy national insurance contribution conditions or become incapable of work in youth. |
| How much is it? |
There are various rates depending on your age, length of time deemed incapable of work and whether a claim includes your spouse. |
| Claiming |
N/A |
| Note: This benefit was abolished for new claimants in October 2008 and replaced by “Employment and Support Allowance”. Those still receiving Incapacity Benefit are now being migrated on to the new benefit. |
| Income Support |
| What is it? |
A means-tested benefit for people on low income. Depending on a claimant's given situation, the government will 'top-up' a persons level of income to a pre-set amount. |
| How much is it? |
depends, please contact the Welfare Rights Unit for details on 01978 298254. |
| Claiming |
A1 (under pension age).Tel: 0800 0556688. For those over pension age, see Pension Credits. |
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| Industrial Injuries Disablement Benefit |
| What is it? |
Benefit paid to people who have become disabled due to accident / disease caused by employment. |
| How much is it? |
depends on extent of assessed disability (minimum = £31.62 maximum = £158.10 for over 18s) |
| Claiming |
Tel : 0800 0556688 |
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J
| Jobseekers Allowance (JSA) (formerly known as Unemployment Benefit) |
| What is it? |
Benefit for those who are unemployed (or work less than 16 hours a week but are seeking full-time work). There are two types of JSA: one relies on a National Insurance contribution record, and the other works on a means-tested system similar to Income Support. |
| How much is it? |
£71.00 (for over 25s and satisfy National Insurance conditions). For income-based JSA the amounts vary, similar to Income Support and Employment & Support Allowance. |
| Claiming |
Jobseekers pack from Jobcentres only. Tel : 0800 0556688 |
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L
| Local Housing Allowance (LHA) |
| What is it? |
New name for Housing Benefit for those renting in the private sector. |
| How much is it? |
see Local Housing Allowance Rates |
| Claiming |
Contact Wrexham Council Housing Benefit Department on 01978 292033 or if claiming Income Support etc complete HTCB1 form in the claim pack. |
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M
| Maternity (and Paternity) Benefits |
| What is it? |
Various benefits / payments including Statutory Maternity Pay, Statutory Paternity Pay, Statutory Adoption Pay and Maternity Allowance. Each are time limited, some are paid by an employer, some by Department for Work and Pensions. |
| How much is it? |
Various amounts. Check with the Welfare Rights Unit on 01978 298255. |
| Claiming |
Through employer, Department for Work & Pensions or HMRC. Check with the Welfare Rights Unit on 01978 298255 to see which applies to you. |
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N
| National Insurance Contributions |
| Some benefits can only be paid if National Insurance contribution record is sufficient. These are mainly paid through the course of employment (employed or self-employed) although sometimes voluntary contributions can also be made. |
| National Insurance Credits |
| You can sometimes be ‘credited’ with National Insurance contributions, by paying them yourself or via certain benefit payments you receive (e.g. Carers Allowance). The reasons for when you may need to consider adding more credits to the National Insurance fund are many and varied – contact us or the Department for Work & Pensions for more information on this. |
| National Insurance Number (NI No) |
| To claim benefits a person must either have a NI No or provide sufficient information to have one allocated. Until a number is allocated, benefit is not paid. This is particularly important for people coming from abroad who may be entitled to benefits (refugees etc). |
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P
| Pension Credit |
| What is it? |
A means-tested benefit for people over pension age. For people over 65, a ‘savings’ credit can also apply. It is a government reward to those who have been able to, or chosen to, plan for retirement by saving or paying into a pension scheme. Operates in a similar way to Income Support. |
| How much is it? |
depends - check with the Welfare Rights Unit on 01978 298255. |
| Claiming |
PC1 or Tel : 0845 6060265 |
| Note: If already in receipt of Income Support you should not need to make a new claim for Pension Credit; you should automatically be passported to it. |
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R
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S
Severe Disablement Allowance
(this benefit was abolished for NEW claimants in April 2001) |
| What is it? |
Benefit for people incapable of work who did not satisfy the National Insurance Contribution record for the old Incapacity Benefit. Those in receipt of Severe Disablement Allowance prior to April 2001 continue to receive it if still deemed incapable of work. |
| How much is it? |
£69.00 (basic amount) |
| Claiming |
N/A |
| Social Fund |
| What is it? |
The regulated social fund covers maternity grants, funeral payments, cold weather and winter fuel payments. The discretionary social fund covers community care grants, budgeting loans and crisis loans. Various conditions have to be satisfied depending on what type of payment is claimed. |
| How much is it? |
varies |
| Claiming |
Discretionary Fund
Community Care Grant SF300 *1
Budgeting Loan SF500 *1
Crisis Loan SF401 *2
Regulated Fund
Maternity Grant SF100
Funeral Payment SF200
Winter Fuel & Cold Weather Payment automatically paid
*1 Tel: 0845 6036967
*2 Tel: 0800 0327952
|
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| State Retirement Pension |
| What is it? |
Payment for those of retirement age who have paid National Insurance contributions during periods of their working life. |
| How much is it? |
£107.45 (basic amount for Category A pension for a single person) |
| Claiming |
Form BR19 (usually sent to you about 4 months before reaching pension age). |
| Note : Pension ages are going up! Since April 2010, some people are not be deemed to be of retirement age until they are 61 or more (women) or 66 or more (men). Contact us for more details |
| Statutory Sick Pay |
| What is it? |
Benefit paid to employees if incapable of work for up to 28 weeks. Not paid to the unemployed or self-employed. It is paid and administered by your employer. |
| How much is it? |
£85.85 per week (more may be paid as contractual sick pay if agreed with employer in contract of employment). |
| Claiming |
Inform your employer. |
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T
| Tax Credits |
| What is it? |
Means-tested top-up payments administered by Her Majesties Revenues & Customs (HMRC) and replace Working Families Tax Credit, Disabled Persons Tax Credit, certain elements of Income Support and income-based Jobseekers Allowance and Family Credits.
The two main elements are:
1. Child Tax Credit (CTC)
2. Working Tax Credit (WTC)
1. for low / middle-income families, working or not, who have responsibility for at least one child.
2. an income-based payment for working adults. |
| How much is it? |
variable, depending on income. Payments are annualised (as opposed to all other benefits which are calculated on a daily or weekly basis). You can receive both CTC and WTC at the same time. |
| Claiming |
Tel : 0845 3003900 |
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U
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W
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| Other Payments |
| When moving off benefits and into work, the Government may pay you certain extra amounts, depending on the benefit you have been claiming and for how long. These payments include Mortgage Interest run-on, extended payment of housing and council tax benefit, job grant, Access to work fund, Adviser Discretion Fund, return-to work credit and in-work credit. Ask us for more details of these payments if you are considering going into work. |
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