General Money Links
BBC Money
Section of the BBC website dedicated to information about your money.
Mortgages - A Basic Guide from the BBC
Section of the BBC website dedicated to information about mortgages.

BreadMarket.co.uk
Breadmarket is a general information site, providing tips on personal finance, including credit cards, debt consolidation and money making ideas.

Child Trust Fund
Child Trust Fund (CTF) is a savings and investment account for children. Children born on or after 1 September 2002 will receive a £250 voucher to start their account. The account belongs to the child and can't be touched until they turn 18, so that children have some money behind them to start their adult life.

The Children's Mutual
The Children's Mutual are an approved Child Trust Fund provider.

Consumer Credit Counselling Service (CCCS)
The Consumer Credit Counselling Service is a registered charity whose purpose is to assist people who are in financial difficulty by providing free, independent, impartial and realistic advice.

Citizens Advice Bureau
The Citizens Advice Bureau Service offers free, confidential, impartial and independent advice.

Community Legal Advice - Legal Aid Calculator
The Community Legal Advice Legal Aid Calculator lets you see if you are eligible for legal aid.

Department for Works and Pensions (DWP)
The Department for Work and Pensions (DWP) is responsible for the Government's welfare reform agenda. Its aim is to promote opportunity and independence for all. It delivers support and advice through a modern network of services to people of working age, employers, pensioners, families and children and disabled people.

Find
The leading internet directory for UK financial websites.

The online guide to Making a Will
No one likes to think about what will happen when they die and it is estimated that around two thirds of people in the UK die without having made a valid will, as if the very task of making a will, will somehow invite death.
Money Advice Association
The Money Advice Association was formed to promote the development of free, independent and impartial money advice services. We offer training and support for money advisers. The Association is the only national forum concerned solely with money advice in policy feedback to government and other bodies on matters affecting the financial position of those in debt.

Money Saving Expert
Martin Lewis’s free site saves you money. Beat the system on credit cards, shopping, special offers, mortgages, council tax, interest rate payments, freebies, loans, loopholes, best buys. Compare, read, discuss and be a Money Expert.

Occupational Pensions Regulatory Authority (Opra)
Opra was established by the Pensions Act 1995 and supervises a range of legal requirements to protect people's occupational pensions. Our responsibilities have been extended by the introduction of stakeholder pensions. And we now also supervise employers who make employer or employee payments into personal pensions. Opra looks into and can take action where there is carelessness or negligence that could put pension schemes at risk.

The Pensions Advisory Service
The Pensions Advisory Service, is an independent non-profit organisation that provides free information, advice and guidance on the whole spectrum of pensions covering State, company, personal and stakeholder schemes.

Pensions Ombudsman
The Pensions Ombudsman investigates and decides complaints and disputes about the way that pension schemes are run.

The Pension Service
The Pension Service has taken over responsibility for all pensions related business from the Benefits Agency and is working to introduce a better service tailored to its customers' needs. This improved service is currently being introduced and will cover England, Scotland and Wales.

Welsh Local Government Association
The Welsh Local Government Association represents the interests of local authorities in Wales.

Wrexham County Borough Credit Union
With Wrexham County Borough Credit Union, our members can access affordable loans and have the opportunity to save on a regular basis with payroll deduction available, through some employers. Our aim is to provide an independent financial cooperative offering a quality personal service to it’s members.

Banks
TheInvestingSite.com
Bank Branch Locator for banks in Wrexham. This site includes a bank branch guides will show you the services, facilities and opening hours available at your local branch, including whether or not your local branch has disabled facilities or even a coffee shop.

Barclays Bank
Online banking service.

Egg - Online Bank
Online banking service.

HSBC
Online banking service.

Intelligent Finance - Online Bank
Online banking service.

Lloyds TSB
Online banking service.

Royal Bank of Scotland
Online banking service.

Debt, Bankruptcy & Endownments
The UK Insolvency Helpline
Debt Help in the UK is in great demand. The UK Debt Help & Insolvency Helpline is the UK's first fully interactive online resource which enables all types of commercial entities and individuals the opportunity to have direct access to the UK's most skilled professional advice on all debt and insolvency issues.

National DebtLine
National Debtline is a national telephone helpline for people with debt problems in England, Wales and Scotland. Our service is free, confidential and independent. At National Debtline we are committed to answering your call and then discussing your debt problems with you and the options available to you. The specialist advice that we give over the telephone is backed up with written self-help materials which we can send out to you for free. If your circumstances meet certain criteria, we can, if you are interested, assist in setting up a Debt Management Plan for you, for free.

Bankrupt Advisory Service
The aims of the Association are: To provide truly independent practical help, advice and comfort to those who fall into serious debt and bankruptcy. To campaign for reform of our insolvency legislation and related laws.

Christians Against Poverty
Christians Against Poverty (CAP) is a national debt counselling charity working through a network of 58 centres based in local churches. CAP offers hope and a solution to people in debt through its unique, in-depth service. Wrexham CAP, Monday - Wednesday. 01978 266975, wrexham@capuk.org.

ClearDebt.co.uk
ClearDebt - Debt advice and Individual Voluntary Arrangements (IVA).

Consumer Credit Counselling Service (CCCS)
Worried about debt? CCCS can provide you with free confidential advice and support.

Debt Advice Trust
The Debt Advice Trust is a 'Not for Profit' organisation, focused on offering quality, impartial debt advice through our free debt helpline.

Debt Free Direct
Debt Free Direct provides free debt advice and a range of debt solutions that are also free. These solutions include Debt Management, an IVA, Debt Consolidation or at a last resort, Bankruptcy. All advice and solutions offered are based on their ‘best advice’ model and do not favor any one solution. .

Debt and You - A free guide to managing your debts
"Debt and You - Managing Your Debts" was produced as a free debt guidebook, which provided general information about personal debt and more importantly, options on how to get out of debt.

Debt Questions
Debt Questions is a free information site providing impartial debt advice for individuals.

Discreet Debt Solutions
Discreet Debt Solutions. IVA Find out fast if an IVA is right for you. Established UK Debt Counsellors call free 0800 781 9958 and discover your options.

Endowment Claims & Endowment Shortfalls Explained
This web site has been designed to guide you through the facts about the current Endowment Claims Crisis, and to help you decide the steps you can take towards a financial compensation claim for the endowment shortfalll suffered.

Individual Voluntary Arrangement (IVA) INFO UK
IVA INFO UK offers a free confidential debt counselling service which will help you understand all of your available debt solutions options and avoid any County Court Judgment's (CCJ's).

Individual Voluntary Arrangements (IVA's) and Debt Consolidation Advice
The purpose of this site is to provide information to people with debt problems. The main focus of the site is to advise our users about Individual Voluntary Arrangements (IVA's).

Pay Plan
Payplan are one of the UK's leading debt management companies. We use a system developed for the Paylink Trust (a not-for-profit organisation) to make repayment arrangements between clients who are in debt and those they owe money to.

PersonalCreditRating
PersonalCreditRating was formed to offer a unique reference point on protecting and improving your credit rating.

Directgov Links
Apply for a Budgeting Loan - via Directgov
You can apply for a Budgeting Loan if you or your partner are getting a low income benefit and need help buying things like furniture, clothes or certain expenses to do with living or working.

Apply for Capital Bonds - via Directgov
Capital Bonds offer a straightforward way of investing a sum over five years, with guaranteed rates of interest so you'll know exactly how much you'll get at the end. Simply invest an amount that suits you and you'll earn interest at fixed rates that rise each year. Your interest will be reinvested each year on the anniversary of your investment.

Apply for Children's Bonus Bonds - via Directgov
With Children's Bonus Bonds from National Savings and Investments you can invest for your child's future in their own name. All returns on Children's Bonus Bonds are completely tax-free for both child and parent.

Apply for an Easy Access Savings Account - via Directgov
You can apply online for an Easy Access Savings Account at the National Savings and Investment website.

Apply for Fixed Interest Saving Certificates - via Directgov
Apply for tax-free Fixed Interest Saving Certificates online from the National Savings and Investment (NS&I) website.

Apply for Fixed Rate Savings Bonds - via Directgov
You can apply online for Fixed Rate Savings Bonds at the National Savings and Investment website.

Apply for an Investment Account - via Directgov
You can download a form for an Investment Account at the National Savings and Investment website.

Apply for Income Bonds - via Directgov
You can apply online for Income Bonds at the National Savings and Investment website.

Apply for Income Support - via Directgov
Income Support is a benefit for people under 60 on a low income and with limited savings. You can apply for the benefit online.

Apply for Index-linked Savings Certificates - via Directgov
Apply for Index-linked Savings Certificates online from the National Savings and Investment (NS&I) website.

Apply for Premium Bonds - via Directgov
Premium Bonds offer a way of investing anything from £100 to £30,000. Each month a draw is made and around £56m is won by Premium Bond holders. The top prize is a £1m jackpot.

Apply to receive tax-free interest on your savings - via Directgov
Claim to receive 'gross' interest from savings.

Claim a tax repayment - via Directgov
Complete a claim form from HM Revenue & Customs if you think you are entitled to a tax repayment.

Choosing A Mortgage - Where to Start - via Directgov
With hundreds of mortgage deals on the market, it's hard to know where to start. You can use a mortgage broker, or shop around yourself and go direct to the lender. Whatever you decide, it's important to understand how mortgages are regulated and sold.

Submit an Individual Self Assessment Tax Return (form SA100)
Complete an Individual Self Assessment Tax Return form from HM Revenue & Customs.

Complete your Income Tax Self Assessment (SA) online - via Directgov
Complete your tax returns online using a secure service from HM Revenue & Customs.

Wrexham County Borough Council is not responsible for the content of external websites.
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